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Product Builder

at Loans24

The role

Loans24, the lending arm of Cars24, is hiring product builders to own operating decisions in a used car lending business of over 250 Cr per month. The role is to define and build AI-enabled systems for disbursals, co-lending, credit intelligence and collections.

What you would do

  • Design parallel workflows for loan disbursals under 15 minutes
  • Build co-lending flows with self-running pre and post disbursal recon
  • Build a credit intelligence layer using bureau, vehicle and SMS data
  • Catch fraud before it reaches underwriting
  • Build collections that carry context across interactions and act autonomously
  • Build DB-linked systems that detect anomalies, find root causes and act
  • Define what the system should do for open-ended problems, then build it

What they are looking for

  • Ability to work without a given roadmap and define solutions end-to-end
  • Ship systems that decide and act, not just dashboards
  • High ownership of operating decisions

Skills

AI-enabled workflowsCo-lendingReconciliationCredit intelligenceFraud detectionUnderwritingCollectionsAnomaly detectionProduct ownership